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Banco Santander S.A. (trading as Santander Group), headquartered in Boadilla del Monte, Madrid, Spain, is a global banking and financial services group operating across Europe, the Americas, and Asia. In H1 2025, the group delivered a record attributable profit of €6.833 billion (+13% YoY), driven by robust net interest and record fee income, strong cost efficiency (efficiency ratio €62 b), continued capital strength (CET1 ~13%), and an improved cost of risk (~1.14%).
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